Savings Sunday- Baby Step 1

So for those of you who know me well, you know that our family loosely follows Dave Ramsey's "Get out of debt" philosophy. I say loosely because we could definitely be more intense about the process instead of indulging in some of the finer things in life (I'm looking at you car detailing!).  But regardless, I think the biggest life changer for us was giving structure to our money. For example, the first baby step (there are 7) in his plan is to create a baby emergency fund of $1000 ($500 if you make something like $20,000 or less). This was really easy for us because we had an extra $1000 in the bank but also life changing because it forced us to assign that money to not being touched except in case of emergency. Almost two years later we have not touched that money. Prior to that it just sat in our checking account and we could have easily blown through it thinking "look how much money we have." So even if you think Dave Ramsey is a crock, I encourage you to at least think about your finances and ask yourself what you would do if an emergency happened to you tomorrow...

Tomorrow's Monday.. That's a mental health emergency if nothing else. 

Here's a picture of Lucas to get you through- one of those times where I caught him at the perfect moment making a monster face.